b'11765-Directory-2020.qxp_Layout 11/10/202:51 PMPage 512019 Ralph S. Devito Achievement Award recipientsSpecializing In \\\\Investment Management StrategiesTM Joyce Cool, ChFC, CDFA , CASL\\\\Retirement & Estate PlanningRobert Ramos, CFP, ChFC, CASL\\\\Small Business Retirement Plans \\\\Divorce Financial PlanningRetirement.Are you on Track? Early, mid or late career, everyone needs to plan ahead! Well help you understand the nancial choices that will impact the rest of your life. \\\\ Is a Roth or a Traditional IRA better? \\\\ What are your options with a 401K from a previous job? \\\\ How do you turn Retirement Savings into Income?Call Today for a Free Consultation!603 Post Oce Road, Suite 106 Waldorf, MD 20602 301.885.0277 www.wealthmanagementpartners.bizAll securities offered through The Investment Center, Inc. Member FINRA/SIPC Advisory services provided through IC Advisory Services, Inc.An SEC Registered Investment Advisor Wealth Management Partners is not affiliated with The Investment Center, Inc. or IC Advisory Services, Inc.Charles County Chamber of Commerce Directory 2020|49'